Accept USDT payments

By default your customer chooses from all our supported coins, and your balance is credited in the coin they choose. To end up with USDT, name the network when you create the payment. The checkout then offers USDT on that network and the coins in the last column, when a price is available for them.

• Payment link

  Ask for an exact amount of USDT and share a link or QR code. You don't need a website or an account, and the coins go to your own address. The person paying covers 1% with a stablecoin on the same network, 1.5% with another coin on that network, or 2% across networks, plus network and provider costs.

  Make a payment link

• Hosted checkout and API

  Create a payment from your server and send your customer to our checkout. You get signed webhooks, a test mode and code samples in curl, Node.js, PHP and Python.

  Read the API docs

• Plugins

  Add USDT to WooCommerce with our WordPress plugin, or to a XenForo forum with our add-on. Both use the same hosted checkout. For WHMCS, ask support for the module, which is waiting for approval on the WHMCS Marketplace.

  Set up WooCommerce

1. You create a payment with the price in your own currency, such as USD.
2. Your customer picks USDT and a network at checkout, and sees the exact amount and a one-time address.
3. They send it from any wallet or exchange account that supports that network.
4. We wait for the network's confirmations and run our payment checks, including sanctions and wallet screening.
5. The payment is added to your merchant balance, and your server gets a signed webhook.
6. You withdraw to your own wallet. It's instant once your address is set up: the payout starts as soon as you approve it, and the network then confirms it as usual. A new address can be used 24 hours after you add it. A first withdrawal of $500 or more to an address is reviewed by our team.

curl -s -X POST https://plaxswap.com/api/v1/payments \
  -H "Authorization: Bearer pxs_test_YOUR_KEY" \
  -H "Content-Type: application/json" \
  -H "Idempotency-Key: order-1042" \
  -d '{
    "amount": "100",
    "currency": "USD",
    "receive": "usdt-tron",
    "receiveMode": "selected",
    "orderId": "1042",
    "returnUrl": "https://shop.example/orders/1042/thanks"
  }'

The answer includes a checkoutUrl to send your customer to. Everything else is in the API docs.

If your customer pays in USDT on the network you named, they send about 101.50 USDT plus the network fee, and about 100 USDT reaches your merchant balance. If they pay with another coin, they also cover its conversion cost and a 0.5% cushion, and the checkout lists each line. When you withdraw, you pay our 0.3% fee and the network fee. Every cost is on the fees page.

• USDT is a stablecoin, so a sale should hold its dollar value better than one paid in Bitcoin or Litecoin. It aims to stay near one US dollar, but that isn't guaranteed.
• Tether can freeze USDT at an address. Our guide to USDT payments explains this.
• A USDT payment can't be reversed. Refunds after the coins reach your own wallet are yours to make.
• USDT sent on the wrong network usually can't be recovered. Tell your customers which network to choose.
• TON can only be paid with USDT on the same network, so pick another network if you want customers to be able to pay with other coins.
• Our merchant terms bar gambling, adult content and financial services unless you're licensed for them where you operate.
• Payments are closed in 15 countries under sanctions or that we treat as high risk. See the country list. The rules on accepting stablecoin payments and on tax depend on your country, so check them where you operate.

See USDT networks and fees, swap USDT to BTC, or read how to accept crypto payments on a website. Taking another coin? See how to accept Litecoin. Comparing payment providers? See how Plaxswap compares with NOWPayments.