Updated 6 Nov 2026
Accept Litecoin payments
Plaxswap is a Litecoin payment gateway for websites, shops and forums. Your customer pays in LTC, and the payment reaches your merchant balance after 4 confirmations, usually about 8 minutes.
The numbers
- Network
- Litecoin. Addresses start with ltc1, L or M
- Confirmations
- 4, usually about 8 minutes
- Platform fee
- 1.5% of each payment, paid by your customer and shown at checkout
- Network fees
- Your customer pays to send. You pay when you withdraw, usually about $0.02
- Withdrawing
- 0.3% of the amount, plus the network fee. Both are shown before you approve
- Time to pay
- 60 minutes. Coins that arrive up to 24 hours late still reach you, marked late
- Short payments
- It counts as paid if your customer sent at least 99.5% of the amount
- Largest payment
- About $500,000. The checkout shows the range for each coin
Three ways to accept LTC
Payment link
Ask for an exact amount of LTC and share a link or QR code. You don't need a website or an account, and the coins go to your own address. The person paying covers a 1.5% or 2% fee, depending on the coin they use, plus network and provider costs.
Make a payment linkHosted checkout and API
Create a payment from your server and send your customer to our checkout. You get signed webhooks, a test mode and code samples in curl, Node.js, PHP and Python.
Read the API docsPlugins
Add Litecoin to WooCommerce with our WordPress plugin, or to a XenForo forum with our add-on. Both use the same hosted checkout. For WHMCS, ask support for the module, which is waiting for approval on the WHMCS Marketplace.
Set up WooCommerce
How a Litecoin payment works
- You create a payment with the price in your own currency, such as USD.
- Your customer picks LTC at checkout and sees the exact amount and a one-time address.
- They send it from any Litecoin wallet or exchange account.
- We wait for 4 confirmations and run our payment checks, including sanctions and wallet screening.
- The payment is added to your merchant balance, and your server gets a signed webhook.
- You withdraw to your own wallet. It's instant once your address is set up: the payout starts as soon as you approve it, and the network then confirms it as usual. A new address can be used 24 hours after you add it. A first withdrawal of $500 or more to an address is reviewed by our team.
Taking LTC through the API
By default your customer can choose any supported coin. To take LTC only, add receiveMode.
curl -s -X POST https://plaxswap.com/api/v1/payments \
-H "Authorization: Bearer pxs_test_YOUR_KEY" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: order-1042" \
-d '{
"amount": "100",
"currency": "USD",
"receive": "ltc",
"receiveMode": "selected",
"orderId": "1042",
"returnUrl": "https://shop.example/orders/1042/thanks"
}'The answer includes a checkoutUrl to send your customer to. Everything else is in the API docs.
What a $100 order costs
Your customer sends about $101.50 in LTC plus the network fee, and about $100 in LTC reaches your merchant balance. When you withdraw, you pay our 0.3% fee and the network fee. Every cost is on the fees page.
Before you accept Litecoin
- LTC isn't a stablecoin. Your balance stays in LTC, so its dollar value moves until you withdraw and sell it. The gateway checkout doesn't convert it for you.
- A Litecoin payment can't be reversed. Refunds after the coins reach your own wallet are yours to make.
- Your customer must send LTC on the Litecoin network to the address shown. A coin sent on the wrong network usually can't be recovered.
- Our merchant terms bar gambling, adult content and financial services unless you're licensed for them where you operate.
- Payments are closed in 15 countries under sanctions or that we treat as high risk. See the country list. The rules on accepting crypto and on tax depend on your country, so check them where you operate.
Questions
What does a Litecoin payment gateway do?
It lets a business take LTC as payment. It shows your customer the exact amount and a one-time address, watches the Litecoin network, and tells your system when the payment has confirmed.
How long does a Litecoin payment take?
Usually about 8 minutes. We wait for 4 confirmations, and a new Litecoin block arrives about every two and a half minutes.
Can my customer pay with another coin?
Yes, unless you set the payment to LTC only. By default they choose from our supported coins at checkout, and your merchant balance is credited in the coin they choose.
Can I receive USDT when a customer pays in Litecoin?
Not at the gateway checkout, because no conversion route there carries LTC today. A payment link can do it: ask for USDT, and the person paying can use LTC. The coins are swapped, and the full amount goes to your address.
Can I test it first?
Yes. Payments made with a test key never move real coins, and the checkout shows a test banner and a pretend address. You can also explore the demo.
Do I need to verify my business?
You open an account with Google or Telegram sign-in. We can ask for business details and documents, and can pause withdrawals until they are approved.
Related
See Litecoin networks and fees, swap LTC to USDT, or read what a USDT payment is and how to accept crypto payments on a website. Taking stablecoins? See how to accept USDT. Comparing Litecoin payment providers? See how Plaxswap compares with NOWPayments.