NOWPayments alternative: how Plaxswap compares

NOWPayments lists 350+ currencies and has more tools. Plaxswap has 300+ coins on payment links, a 1.5% gateway fee that your customer pays, and instant withdrawal once your address is set up.

Checked on 5 November 2026 against each company's own pages. We run Plaxswap, so please check the sources yourself.

Open merchant account Make a payment link

Which one fits you

NOWPayments fits better if

you want to receive a coin outside the 16 on the Plaxswap gateway, as it lists 350+ currencies
you want gateway payments sent straight to your own wallet
you need subscriptions, mass payouts, a point-of-sale terminal or a fiat on-ramp
your shop runs on Magento, OpenCart, PrestaShop or Ecwid
you want the lowest listed rate: 1% without conversion, and as low as 0.3% for eligible partners
you withdraw often, as they list no service fee on withdrawals and we charge 0.3%

Plaxswap fits better if

you want your customer to cover the platform fee, so your full price reaches your balance
you want instant withdrawal from your balance once your address is set up
you want to send a payment link without opening an account, and let people pay with any of 300+ coins
you run WooCommerce, XenForo or WHMCS, as we have a plugin for each
you'd rather sign in with Google or Telegram and approve sensitive actions in an authenticator app

Side by side

NOWPayments and Plaxswap compared, checked on 5 November 2026
Topic	NOWPayments	Plaxswap
Service fee	NOWPayments1% without conversion. 1.5% with auto-conversion or a fixed rate. As low as 0.3% for eligible partners.	Plaxswap1.5% on each gateway payment. Payment links cost 1% to 2%, depending on the route, plus network and provider costs.
Who pays the fee	NOWPaymentsYou by default, as it comes out of the amount before it reaches you. Its API also has a fee paid by user flow.	PlaxswapYour customer, shown at checkout. The person paying also covers the fee on a payment link.
Other costs	NOWPaymentsNetwork fees, taken from the deposit and again if the payout goes on-chain to your wallet. Withdrawals from Custody have a network fee and no service fee.	PlaxswapYour customer pays the network costs and, on a conversion, the swap cost and a 0.5% price cushion. Anything extra reaches you. On each withdrawal you pay our 0.3% fee and the network fee.
Coins	NOWPayments350+ currencies.	Plaxswap300+ coins on payment links. On the gateway you receive one of 16 coins, across 29 coin and network choices, and your customer pays with that coin or one that can be converted to it. See the coin list.
Where the money goes	NOWPaymentsTo your own wallet, or to a Custody balance if you turn that on. Its about page calls the service non-custodial, and its terms say a third party provides Custody.	PlaxswapGateway: your merchant balance, and you withdraw to your own wallet (see the merchant terms). Payment links: straight to the address on the link.
Withdrawals	NOWPaymentsNo service fee on withdrawals or mass payouts, only a network fee.	PlaxswapInstant once your address is set up: the payout starts as soon as you approve it, and the network then confirms it as usual. A new address can be used 24 hours after you add it. A first withdrawal of $500 or more to an address is reviewed by our team. You pay our 0.3% fee and the network fee.
Ways to take payment	NOWPaymentsAPI, invoices, payment widget, payment button, donation tools and point of sale.	PlaxswapPayment links, a hosted checkout and a REST API with signed webhooks and a test mode.
Plugins	NOWPaymentsWooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, Ecwid and others.	PlaxswapWooCommerce, XenForo and WHMCS. The WHMCS module is waiting for approval on the WHMCS Marketplace, so ask support for it.
Other tools	NOWPaymentsSubscriptions, mass payouts, a fiat on-ramp, EUR withdrawals and white label.	PlaxswapNone of these at the moment.
Opening an account	NOWPaymentsRegister as a business or an individual, and add your wallet address. It can ask you to complete a verification.	PlaxswapSign in with Google or Telegram. We can ask for business details and documents, and can pause withdrawals until they are approved. Payment links need no account.
Countries	NOWPaymentsIts terms (section 15.1) say the services aren't provided to residents or citizens of the EU, the UK, the US, the UAE or Russia, or where crypto services are restricted.	PlaxswapOpen in every country except 15 under sanctions or that we treat as high risk. See the country list.
Types of business	NOWPaymentsIts site has pages for casinos, gaming and adult platforms. Its terms bar unlawful businesses.	PlaxswapOur terms bar gambling, adult content and financial services unless you are licensed for them where you operate. They also bar passing payments on for others.
Who runs it	NOWPaymentsFD Transfers LLC, Saint Vincent and the Grenadines. Founded in 2019 by the team behind ChangeNOW.	PlaxswapSAMZAL LLC, 421 West Broadway, Council Bluffs, Iowa 51503, United States. See the about page.

What a $100 order costs

An order paid in the coin you receive, with no conversion. Network fees change all the time, so they are left out of these sums.

On NOWPayments, your customer sends $100. The 1% fee comes out, so about $99 reaches you, less the network fees. With a conversion the fee is 1.5%, so about $98.50 reaches you.

On Plaxswap, your customer sends about $101.50 plus network costs, and $100 reaches your merchant balance. When you withdraw, you pay our 0.3% fee and a network fee.

So on a payment with no conversion, the Plaxswap fee is the higher of the two. The difference is that your customer pays it and sees a higher total. Every Plaxswap cost is on the fees page.

Moving from NOWPayments

Open a merchant account and choose the coin and network you want to receive.
Create a test key and act out each payment outcome. No real coins move.
Change your integration. The two APIs are different, so your payment calls and webhook check need new code. Our API docs have samples in curl, Node.js, PHP and Python, and WooCommerce stores can use our WooCommerce plugin.
Keep your NOWPayments account open until its last payments finish, and withdraw any balance held there.

Also compared: Plaxswap and CoinGate.

Questions

Is Plaxswap cheaper than NOWPayments?

Not on the base rate. The Plaxswap gateway fee is 1.5%. NOWPayments lists 1% without conversion and 1.5% with it. On Plaxswap your customer pays the fee at checkout. On NOWPayments it comes out of what you receive, unless you use its fee paid by user flow.

How many coins does Plaxswap support?

Payment links accept more than 300 coins. On the gateway you receive one of 16 coins, across 29 coin and network choices. NOWPayments lists 350+ currencies.

Where do my payments go?

On the gateway, confirmed payments are added to your merchant balance, and you withdraw them to your own wallet. On a payment link, the full amount goes to the address on the link.

How fast are withdrawals?

Instant once your address is set up. The payout starts as soon as you approve it, and the network then confirms it as usual. A new address can be used 24 hours after you add it. A first withdrawal of $500 or more to an address is reviewed by our team.

Can I test Plaxswap before switching?

Yes. You can explore the demo first. Payments made with a test key never move real coins, and the checkout shows a test banner and a pretend address.

Is Plaxswap connected to NOWPayments?

No. NOWPayments is run by FD Transfers LLC, and Plaxswap is run by SAMZAL LLC. We use the NOWPayments name only to compare the two services.

Sources

Prices and terms change. If something here is out of date, write to support@plaxswap.com and we'll correct it. NOWPayments is a trademark of its owner.