CoinGate alternative: how Plaxswap compares

CoinGate pays out in euros, pounds or dollars and has more plugins. Plaxswap takes USDT, has a 1.5% gateway fee that your customer pays, and is open in the United States.

Checked on 8 November 2026 against each company's own pages. We run Plaxswap, so please check the sources yourself.

Open merchant account Make a payment link

The Plaxswap merchant account in the demo, with fictional funds: a $190.00 balance, the income chart, buttons for a payment link, withdraw, convert and an income report, and income, paid links, average settlement and success rate — The Plaxswap merchant account, from the merchant demo with fictional funds. Screenshots from 8 November 2026.

Which one fits you

CoinGate fits better if

you want payouts in euros, pounds or dollars to a bank account
your customers pay with Bitcoin over Lightning or with Binance Pay
you need a provider authorised under the EU's MiCA rules
your shop runs on Wix, Magento 2, OpenCart or PrestaShop
you want the lower listed rate: 1% on its Standard plan, with no fee on crypto or SEPA withdrawals
you send recurring bills or pay many people at once

Plaxswap fits better if

you want to receive USDT, which CoinGate no longer takes
your business is in the United States, or in another country outside CoinGate's list of 60
you want your customer to cover the platform fee, so your full price reaches your balance
you want instant withdrawal from your balance once your address is set up
you want to send a payment link without opening an account, and let people pay with any of 300+ coins
you run a XenForo forum, as we have a plugin for it

Side by side

CoinGate and Plaxswap compared, checked on 8 November 2026
Topic	CoinGate	Plaxswap
Service fee	CoinGate1% on each payment on the Standard plan, and a custom rate on Enterprise. No setup or monthly fee. A manual conversion in your account costs 1%.	Plaxswap1.5% on each gateway payment. Payment links cost 1% to 2%, depending on the route, plus network and provider costs.
Who pays the fee	CoinGateYou. Its terms say the merchant pays all fees that apply.	PlaxswapYour customer, shown at checkout. The person paying also covers the fee on a payment link.
Stablecoins	CoinGateUSDC on Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base and Optimism. It says it moved to USDC and stopped taking USDT.	PlaxswapUSDT on Tron, Ethereum, BNB Smart Chain, Solana, Arbitrum One, Polygon PoS and TON and USDC on Ethereum, Solana, Base, Arbitrum One, BNB Smart Chain and Polygon PoS.
Coins	CoinGateIts pricing page says 10+ cryptocurrencies and its developer docs say more than 50. It takes Bitcoin over Lightning and Binance Pay.	Plaxswap300+ coins on payment links. On the gateway you receive one of 16 coins, across 29 coin and network choices, and your customer pays with that coin or one that can be converted to it. No Lightning. See the coin list.
Where the money goes	CoinGateTo your CoinGate balance, then out in EUR, GBP, USD or crypto. Bank payouts go by SEPA (EUR) or SWIFT.	PlaxswapGateway: your merchant balance, and you withdraw in crypto to your own wallet (see the merchant terms). Payment links: straight to the address on the link.
Withdrawals	CoinGateWeekly automatic settlement on Standard. Crypto and SEPA withdrawals are free and SWIFT costs 0.5%. Its pricing page lists a 50 EUR minimum.	PlaxswapInstant once your address is set up: the payout starts as soon as you approve it, and the network then confirms it as usual. A new address can be used 24 hours after you add it. A first withdrawal of $500 or more to an address is reviewed by our team. You pay our 0.3% fee and the network fee.
Ways to take payment	CoinGateAPI with a sandbox, bills sent by email or link (also on a weekly or monthly schedule), a fixed address per customer, and Binance Pay.	PlaxswapPayment links, a hosted checkout and a REST API with signed webhooks and a test mode.
Plugins	CoinGateWix, WooCommerce, Magento 2, WHMCS, OpenCart and PrestaShop.	PlaxswapWooCommerce, XenForo and WHMCS. The WHMCS module is waiting for approval on the WHMCS Marketplace, so ask support for it.
Other tools	CoinGateCrypto payouts to many people at once (by link, CSV file or API), refunds from your balance in any coin it supports, and manual conversion between currencies in your account.	PlaxswapNone of these at the moment.
Opening an account	CoinGatePayment processing is for companies only. You verify the business with registration documents, ID for the people who represent it, and basic details of the business model. The live API opens after that.	PlaxswapSign in with Google or Telegram. We can ask for business details and documents, and can pause withdrawals until they are approved. Payment links need no account.
Countries	CoinGateOnly the 60 countries on its supported list, which doesn't include the United States.	PlaxswapOpen in every country except 15 under sanctions or that we treat as high risk. See the country list.
Types of business	CoinGateIts terms bar unlicensed financial services and money transfer, unlicensed gambling, adult content without age checks, weapons and drugs, among others.	PlaxswapOur terms bar gambling, adult content and financial services unless you are licensed for them where you operate. They also bar passing payments on for others.
Who runs it	CoinGateUAB "Decentralized", Vilnius, Lithuania, running since 2014. It says it is authorised as a crypto-asset service provider under MiCA by the Bank of Lithuania.	PlaxswapSAMZAL LLC, 421 West Broadway, Council Bluffs, Iowa 51503, United States. See the about page.

See it in the demo

Screenshots from the merchant demo on 8 November 2026. Its funds are fictional, and its fees matched the live site that day.

The details of a $25.00 payment in the demo: the customer chooses the coin and network, and the fee is 0.375 USDT, 1.5%, paid by your customer — A payment's details show the fee and who pays it.

The withdrawal review in the demo: the wallet receives 50 USDT, the Plaxswap fee is 0.15 USDT (0.3%), the network fee 0.01 USDT, and 50.16 USDT leaves the balance — Before a withdrawal leaves, you see our fee, the network fee and what your wallet receives.

Open the merchant demo to try it yourself. You don't need an account.

What a $100 order costs

An order paid in the coin you receive, with no conversion. Network fees change all the time, so they are left out of these sums.

On CoinGate's Standard plan, your customer sends $100. The 1% fee is yours, so about $99 reaches your balance. A crypto or SEPA withdrawal adds no fee of its own.

On Plaxswap, your customer sends about $101.50 plus network costs, and $100 reaches your merchant balance. When you withdraw, you pay our 0.3% fee and a network fee.

So the Plaxswap fee is the higher of the two. The difference is that your customer pays it and sees a higher total. Every Plaxswap cost is on the fees page.

Moving from CoinGate

Open a merchant account and choose the coin and network you want to receive.
Create a test key and act out each payment outcome. No real coins move.
Change your integration. The two APIs are different, so your payment calls and callback check need new code. Our API docs have samples in curl, Node.js, PHP and Python, and WooCommerce stores can use our WooCommerce plugin.
Keep your CoinGate account open until its last payments, refunds and settlements finish, and withdraw any balance held there.

Also compared: Plaxswap and NOWPayments.

Questions

Is Plaxswap cheaper than CoinGate?

Not on the base rate. The Plaxswap gateway fee is 1.5%. CoinGate lists 1% on its Standard plan and custom rates on Enterprise. On Plaxswap your customer pays the fee at checkout. CoinGate's terms put its fees on you, the merchant.

Can I accept USDT with CoinGate?

CoinGate says it moved to USDC and stopped taking USDT. It takes USDC on 7 networks. The Plaxswap gateway can receive USDT on Tron, Ethereum, BNB Smart Chain, Solana, Arbitrum One, Polygon PoS and TON and USDC on Ethereum, Solana, Base, Arbitrum One, BNB Smart Chain and Polygon PoS.

Can I get paid in euros or dollars?

With CoinGate, yes: it settles in EUR, GBP, USD or crypto, by SEPA or SWIFT for bank payouts. Plaxswap pays out in crypto only, to a wallet address you add.

Does CoinGate work in the United States?

CoinGate's terms limit its service to the countries on its supported list, and that list of 60 doesn't include the United States. The Plaxswap gateway is open in every country except 15 under sanctions or that we treat as high risk.

Is Plaxswap connected to CoinGate?

No. CoinGate is run by UAB "Decentralized" in Lithuania, and Plaxswap is run by SAMZAL LLC. We use the CoinGate name only to compare the two services.

Sources

CoinGate's own pages don't always agree: its pricing page and developer docs give different coin counts, so we give both. Prices and terms change. If something here is out of date, write to support@plaxswap.com and we'll correct it. CoinGate is a trademark of its owner.