Swap Stellar (XLM) to USD Coin (USDC)
Send XLM on Stellar and receive USDC on Ethereum at your own address. You see the rate, our spread and the network fees before you send, and you need no account.
- Payout and refund addresses are checked before you get a deposit address.
- A held deposit gets a decision by the deadline shown on your order page.
What you pay
Two costs, both shown on the swap form before you send.
- Our fee, in the rate
- 2.52%
- Extra for a fixed rate
- +0.30%
- Collecting your deposit on Stellar
- $0.00
- Sending your payout on Ethereum
- $0.60 (0.5 USDC)
- Network fees in total
- $0.60
Our fee is built into the rate (the spread). For this pair it is normally 2.00%; right now it is 2.52%: 0.27% because prices moved fast in the last hour, 0.25% while a network it uses is busy. A fixed rate adds 0.30%, and small swaps pay at least $0.50.
Network fees do not grow with the amount, which is why the pair has a minimum: 6 times the network fees, or the coin's own floor if that is higher. The amount you receive already has them taken off.
How long it takes
Usually about 3 min from start to finish.
- 1
Your XLM deposit confirms
We wait for 1 confirmation on Stellar. This usually takes about under a minute.
- 2
We check and price it
Screening and pricing usually take seconds. A flagged deposit gets a decision by the deadline on your order page.
- 3
We send your USDC
The payout goes out on Ethereum and usually arrives within about 3 min.
A busy network, a large payout or an identity check can add time. What affects timing
Pick the right network
Send and receive on the network your wallet or exchange uses. Coins sent on the wrong network may be lost for good.
You send XLM on
- Stellaruses memoDefault
You receive USDC on
- Ethereum (ERC-20)Default
- Solana (SPL)Use this network
- BaseUse this network
- ArbitrumUse this network
- BNB Chain (BEP-20)Use this network
- PolygonUse this network
Include the memo
